Affirm: Buy now, pay over time

Experience hassle-free shopping and pay in installments with flexible payment plans. Some eligible customers can now enjoy the convenience of the Affirm Card™ for their shopping needs.

Here’s what makes the Affirm app a must-have:

• Pay in installments at nearly any retailer
• Unlock exclusive offers and interest rates starting at 0% APR
• Easily manage your account and handle payments
• Open a high-yield Affirm Money Account without minimum balance requirements or fees

Always keep your Affirm Card close:

• Utilize your Affirm Card for both online and in-store purchases
• Planning a significant purchase? You can apply for a payment plan in the app before shopping
• If you’re out and about, link your bank account to use your card at a variety of locations, or use the app to request payment plans for eligible transactions after making a purchase. Note that minimum purchases may be needed for payment plans—additional details can be found in the footer.

With Affirm, shopping is straightforward—explore your favorite retailers, select the payment terms that best suit your financial situation, and finalize your transactions at checkout or with your Affirm Card.

The Affirm Card functions as a VisaⓇ debit card issued by Evolve Bank & Trust, Member FDIC, under a license from Visa U.S.A. Inc. Each purchase requires a separate application for a pay-over-time plan via the mobile app, which are subject to eligibility checks provided by affirm.com/lenders. Minimum purchases are needed for these payment plans; refer to the Card tab in the app for amounts. For transactions not approved for a payment plan, you give permission to Affirm to process an ACH debit from your linked bank account within 1-3 days post-purchase. California residents should note that loans by Affirm Loan Services, LLC are made or arranged in accordance with a California Finance Lenders Law license. For licensing info, visit affirm.com/licenses.

Interest rates range from 0% to 36% APR. Loan options are variable and contingent on eligibility, which may be influenced by the timing of your application relative to your card purchase. Minimum purchase requirements apply for loans, and a down payment might be necessary, not available in all states. The Affirm Money Account is managed by Cross River Bank (CRB), Member FDIC. Keep in mind that Affirm is not federally insured; FDIC insurance applies to accounts held with CRB in case of bank failure.